Ask us on our special 3.250% fixed 30 yr and 2.500% fixed 15 yr!

Find My Best Rate

PurchaseRefinance

Mortgage Company Utah

NO PMI TO 95%

Yes! No Mortgage Insurance up to 95% for Refinance or Purchase! Call us.

RENOVATION LOANS UP TO 95% OF FUTURE APPRAISED VALUE

For your home OR your INVESTMENT property we lend up to 95% not of the present value but of the value AFTER renovation

500 CREDIT SCORE OK

We can help you with your mortgage loan even if you score is only 500

JUMBO LOANS  4% FIXED

UP TO 90% WITH NO PMI

DIVERSE LOAN PROGRAMS

Lowest rates on Purchase and Refinance loans, Construction loans, Stated Income Loans (yes), Reverse Mortgages and Home Equity Lines of Credit

Welcome to American Loans, one of the leading mortgage companies in Salt Lake City.

We promise to provide you with the most comprehensive communication during the loan process and the lowest mortgage rates in Salt Lake City. You won’t find another mortgage company in Utah that provides the level of service that we do.

We have been in the business for over 21 years. As a member of the Better Business Bureau with an A+ rating, we will find the absolute best loan program for your individual situation.  You will not find better rates and lower costs.

The American Loans Difference

American Loans is Gephardt Approved and highly recommend by our own KSL’s morning voice Doug Wright because of our experience and exceptional service.

We prove to our customers that getting a mortgage in Utah through American loans will save them thousands!

Sometimes working with the right mortgage company makes all the difference in the world.  Our loan officers are trained and experienced with only your best interests in mind, which means finding you a rate and program that best applies to your situation.

Unlike other companies, we are not motivated by giving you higher costs or rates. This is due to the pre-set payment provided by the lenders we work with, so any excess of that amount is rebated to you.

We use our extensive nationwide network of lenders to bring you the finest loan options, whether you’re purchasing a new home or refinancing your current one. From low rates to exceptional terms, we have approved loans with programs others simply do not offer.

Apply Online Now

Contact American Loans to learn about our services or apply for a loan today!

American Loans is one of Utah’s premier mortgage providers.
In Business for over 21 years to give you lower rates and lower costs.

"I have a very good experience with American Loans! Highly recommended!"

− Tony Shaw

"Thank you American Loans, I had my home refinanced! Hassle free transaction!"

− Jane Dickens

"Got the cash I need to renovate my house. Thank you so much!"

− Kevin

"I wanted to take a minute and thank you for your help with refinancing my home. There is such relief in knowing that I am out of that variable rate loan. You both made the process flow well and helped me become more educated about mortgage loans.

Thank you again and I have recommended you to a co-worker."

− Peggy