This unique program allows you to Purchase a new home or Refinance your current home and include the repair or renovation costs in the loan with a single closing.

We will go up to 95% OF THE FUTURE APPRAISED VALUE, not the lower current value but what the home is worth after the renovation.

We can also lend on Investment/Rental Properties up to 75% of the future  appraised value.

This loan allows you to do major renovations, add rooms and square footage, finish basements, do extensive landscaping or add a pool.

You can also have this loan with our NO-PMI or mortgage insurance option!