Blog

If you’re looking for a home loan for a new house, one of the first big choices you’ll make will be regarding the term of the loan. Mortgages come in terms ranging from 15 years all the way up to 30 years, with several benchmarks in between. At American Loans, we offer a variety of loan…

Whether you’re considering a home refinance or looking for some other reason, there are plenty of situations where you might want to know the value of your home. A home is truly only worth what someone will pay for it, but there are methods for determining the general market and getting a good idea of…

During tough financial times, it’s natural for many of us to need a little extra breathing room for any number of reasons. Some might be able to take on a second job, and others might look to a short-term loan like a title or personal loan to get them over a brief hump. For people…

Most people think of a home mortgage as a way to get the money up for a home purchase for you and your family, and this is indeed their primary use. However, another service we offer at American Loans & Mortgages is one that fewer people think of in the home loan sphere: Rental or…

For people within a higher income range, the mortgage game can be a bit different than normal. People looking for a nicer home will naturally need a correspondingly larger mortgage loan, and there are certain limits on most conventional loans which might make this more difficult to attain. This is where an option called a…

There are several big questions to be asking yourself during the process of applying for a new home mortgage, and one of the most important is the basic loan interest format you’ll be taking. Mortgage rates are some of the most important factors in determining whether you made a good investment and whether you choose…

For people in the housing market looking to personalize their home, a construction loan can be a great option. Construction loans can be used to build a new home or modify an existing one. American Loans and Mortgages offers a number of options for construction loans in Salt Lake City and all over Utah. For people…

Taking out a loan to remodel your home is a popular practice among homeowners with fix-ups on their hands. For those with collateral, many types of secured loans present major benefits down the line after the home improvement process has taken place. Here are a few reasons why these loans are so beneficial. Low Interest Loans…